In-House Financing with Azalea Motors
Since 1976 we have always made it our mission to help customers get the best deal on great cars. With our in-house financing terms making us both the lender and the dealer for our customers, we have a little more room than bigger, corporate banks may be willing to offer. For generations we have helped many families and first-time buyers with getting started on their journey to vehicle ownership and learning to take on the responsibilities that come with it.
We do not perform credit checks for in-house financing terms. With that being said, the down payments are typically higher to guarantee your payoff remains within 24 months as that is our guaranteed maximum policy term for all in-house deals. The larger the vehicle and total price, the larger the down payment typically is as well. Our average monthly payment is $350, with a preferred cap at $400 a month - we DO NOT contract bi-weekly payments!
Deferred down payments may be excluded from the bi-weekly disclosure, however, it would only be for the first two weeks of the term (maximum) and then monthly payments only, once the down payment is satisfied. Deferred down payments are subject to owner approval on all deals, we cannot guarantee that any amount of the required down payment can be deferred on any one deal but it is something Azalea Motors is always willing to discuss with potential buyers.
NO PREPAYMENT PENATLIES! Customers can request their Early Payoff at any time throughout their contract. Early Payoff quotes are good for 10 days from the date it was quoted and you can request the updated amount immediately following the end of those 10 days as well. Customer titles remain electronic with SCDMV throughout their term until payoff. At the time of payoff we will provide the registered vehicle owner a printed and signed Lien Release, and their title will be mailed to their home address with the lien removed, directly from SCDMV in Blythewood. The best way to avoid extra interest charges, late fees, etc. is by paying on time! You can even knock down some interest charges off the backend of your loan by paying more frequently, and in amounts larger than your contracted monthly payment.
CASH IS KING! - If you are looking to purchase in full, ask about our cash prices! For all cash payments and purchases, you are also avoiding a 2% surcharge processed on all card transactions. We also accept CashApp payments, Venmo, Zelle, Apple Pay and many other options to avoid the surcharge as well, just ask!
